Personal Savings & CD's
Put Your Money to Work!

Put your money to work with one of our savings accounts. Whether you’re planning for the long term or putting a few dollars away for a holiday, we have an account for you.

Personal Savings Account

• $100 Minimum to open
  
• Tiered interest rate structure. Interest will be compounded daily, credited quarterly and paid on the collected balance. No minimum balance required to earn interest.
  
• $2.00 monthly maintenance fee; maintenance fee can be avoided by maintaining a $300 minimum daily balance.
  
• Two (2) total debit transactions allowed per month; additional debits or drafts are $2.00 each, except for ATM withdrawals regardless of balance (See ATM banking section for ATM banking fees)
  
• Quarterly statements
  
• Free basic internet banking
  

Personal Money Market

• $100 Minimum to open
  
• Tiered Interest Rates
  
• Monthly maintenance fee avoided with reasonable daily/monthly 
  average balance requirements
  

Certificate of Deposit

For customers who do not require immediate access to their funds and want to earn a higher rate of interest, Old Harbor Bank offers a variety of CD products.

CD accounts are fee free; however, substantial penalties will apply for early withdrawals. See the Account Disclosure for more information on early withdrawal penalties. CD accounts earn interest at the Rate and Annual Percentage Yield (APY) printed on the face of the certificate for the initial term of the certificate. For each automatic renewal, the interest Rate and APY will renew at the prevailing APY and for the same term. Interest is compounded daily.