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Security

Old Harbor Bank has taken many precautions to be certain that your transactions are safe. These measures include cutting edge technology partners to safeguard a secured environment for our valued customers. We have methods of high security designed for stress free internet banking. Listed below are a few of the security measures that Old Harbor Bank has implemented with its customers care in consideration.

Secure Communications

Our system ensures that data-exchanged between your PC and our computers are encrypted with 128-bit encryption - the strongest encryption available. Encryption is accomplished through Secure Sockets Layers (SSL), which utilizes mathematical formulas to 'encrypt' or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature included. How can you tell if your browser is secure? Click Here

Secure Environment

Our computer system does not connect directly to the Internet. It is isolated from the network via a 'firewall.' A firewall is a combination of software and hardware products that designate parameters, and control and limit the access that outside computers have to the banks' internal networks and databases. You can feel secure knowing that our firewall protects your personal information from unauthorized access.

Secure Login

User IDs and passwords are isolated from the Internet by being stored on Old Harbor Bank's computer. This way, the passwords and IDs can never be accessed or downloaded by anyone on the Internet. Additionally, user passwords can vary from four to sixteen characters, which means the chance of randomly guessing a password is less than one in one billion! The system also checks for invalid logins and automatically disallows a user after three invalid attempts. This prohibits the 'hacker' from gaining access to our system, thus protecting your accounts.

Enhanced Online Security

Old Harbor Bank is proud to deliver the highest level of security for our internet banking customers. We have added an additional layer of security to our log in process. The system verifies your identity in two ways. Every time you log in to internet banking the bank identifies you, and lets you identify the bank using a private image and phrase. This helps ensure that your information is secure, protecting you from fraud and Identity theft.

Your Password

You will be responsible for maintaining one of the most important security measures: your password. When you receive your Old Harbor Bank online banking password , be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.

Identity Theft Awareness

The Federal Deposit Insurance Corporation (FDIC) has released an on-line multimedia education tool that consumers can use to learn how to better protect their computers and themselves from identity thieves. This presentation also features actions consumers can take if their personal information has been compromised. Click on the provided link to partake in this presentation
http://www.fdic.gov/consumers/consumer/guard/index.html

 
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