Security
Old Harbor Bank has taken many precautions to be certain that your transactions are safe. These measures include cutting edge technology partners to safeguard a secured environment for our valued customers. We have methods of high security designed for stress free internet banking. Listed below are a few of the security measures that Old Harbor Bank has implemented with its customers care in consideration.
Secure
Communications
Our system ensures that
data-exchanged between your PC and our computers are encrypted with 128-bit
encryption - the strongest encryption available. Encryption is accomplished
through Secure Sockets Layers (SSL), which utilizes mathematical formulas to
'encrypt' or hide information from prying eyes on the Internet. Additionally, if
SSL detects that data was added or deleted after you sent it to the bank, the
connection will be severed in order to guard against any tampering. The most
popular browsers have the SSL security feature included. How can you tell if
your browser is secure? Click
Here
Secure
Environment
Our computer system does not
connect directly to the Internet. It is isolated from the network via a
'firewall.' A firewall is a combination of software and hardware products that
designate parameters, and control and limit the access that outside computers
have to the banks' internal networks and databases. You can feel secure knowing
that our firewall protects your personal information from unauthorized access.
Secure
Login
User IDs and passwords are
isolated from the Internet by being stored on Old Harbor Bank's computer. This
way, the passwords and IDs can never be accessed or downloaded by anyone on the
Internet. Additionally, user passwords can vary from four to sixteen characters,
which means the chance of randomly guessing a password is less than one in one
billion! The system also checks for invalid logins and automatically disallows a
user after three invalid attempts. This prohibits the 'hacker' from gaining
access to our system, thus protecting your accounts.
Enhanced Online Security
Old Harbor Bank is proud to deliver the highest level of security for our internet banking customers. We have added an additional layer of security to our log in process. The system verifies your identity in two ways. Every time you log in to internet banking the bank identifies you, and lets you identify the bank using a private image and phrase. This helps ensure that your information is secure, protecting you from fraud and Identity theft.
Your
Password
You will be responsible for
maintaining one of the most important security measures: your password. When you
receive your Old Harbor Bank online banking password , be sure to keep it a
secret. Memorize it, or write it down and keep it in a safe place. It is not
recommended you carry your password in your purse or wallet. Make sure no one
watches you enter your password and always close your browser when leaving the
computer. Make sure you regularly scan your computer for viruses that could be
used to capture password keystrokes. You ultimately hold the key to your
password security.
Identity Theft Awareness
The Federal Deposit Insurance Corporation (FDIC) has released an on-line multimedia education tool that consumers can use to learn how to better protect their computers and themselves from identity thieves. This presentation also features actions consumers can take if their personal information has been compromised. Click on the provided link to partake in this presentation
http://www.fdic.gov/consumers/consumer/guard/index.html |